When bills pile up and creditors will not stop calling, you need clear options and steady guidance. J. Brian Allen helps Mount Pleasant residents evaluate Chapter 7 and Chapter 13, protect property where possible, and move forward with confidence.
You get straightforward answers and a plan that fits your income and goals. We focus on real relief, not quick promises.
Start fresh by eliminating qualifying unsecured debts and stopping most collections once your case is filed. We explain eligibility, exemptions, and the typical 3 to 4 month timeline.
Catch up on mortgage or vehicle payments and pay what you can afford over 36 to 60 months under court protection.
Mount Pleasant and nearby communities including Mount Vernon, Pittsburg, Cookville, Winfield, Talco, and Harts Bluff.
Office: 430 Church Street, Suite 2, Sulphur Springs, TX 75482. Wheelchair accessible entrance and parking available.
Take control of your finances. Call (903) 439-5150 or request an appointment.
This page provides general information and is not legal advice. Results depend on your facts and the law that applies to your case.
In most cases the automatic stay begins at filing and pauses most collections, including lawsuits and garnishments, while your case is pending.
Many clients keep exempt property. Chapter 13 can also help you catch up on past due payments and protect vehicles from repossession while you pay through the plan.
Typical Chapter 7 cases finish in about 3 to 4 months. Chapter 13 plans run 36 to 60 months depending on income and plan terms.
Yes. The first consultation is free and without obligation. Call (903) 439-5150 or request an appointment.
Yes. You work directly with J. Brian Allen on strategy and filings.
